Resources This book is available in Oxford Scholarship Online - view abstracts and keywords at book and chapter level.
Related Categories
|
|
|
Insurance Against Poverty
Edited by Stefan Dercon
484 pages
|
numerous tables
|
234x156mm
978-0-19-927683-7
|
Hardback
|
11 November 2004
|
|
This item is printed to order and supplied on a firm sale basis. Items which are printed to order are normally despatched and charged within 5-10 days.
|
|
|
- In the important and topical area of insurance and risk, this book proposes new forms of insurance for developing economies.
- Thorough, up-to-date thematic papers and case studies, development assessments and policy analyses from a broad scope of disciplines.
- An outstanding collection of eminent contributors.
Poor people in developing countries are often affected by droughts, floods, illness, crop failure, job loss, and economic downturns. Much of their energy goes into coping with these shocks and into day-to-day survival. While insurance and credit markets, combined with widespread social security, provide an important cushion against poverty in rich countries, the need for immediate survival may lock the poor into persistent poverty in developing countries.
The poor in developing countries do have informal mechanisms to cope with risk and misfortune. These are based on income diversification, risk avoidance, self-insurance by saving together with family, and community-based mutual assistance. Nevertheless, the scope of these
mechanisms remains limited. Repeated individual-specific shocks such as illness or pests, or covariate risks associated with drought, flood, or recession, undermine the ability of individuals and their families to cope with risk.
We now know much more about vulnerability to risk and how poor people cope. Even more importantly, we have learned much about the large long-term consequences of these risks, which condemns many to persistent poverty and excludes them from economic growth. But there is much that can be done. The micro-level studies that underpin this book offer new insights on how effective public action could be more effective in protecting the vulnerable against persistent poverty. Policy should focus on providing a comprehensive menu of ex-ante and
post-crisis protection mechanisms, including new forms of insurance, savings, safety nets, and the means to strengthen the poor's asset base. Local communities have a big role to play: public funds should not be used to replace indigenous community-based support networks; rather they should be used to build on the strengths of these networks to ensure broader and more effective protection.
With numerous thematic chapters and case studies of both best practice and of failure, from a mix of low-income and middle-income countries across the developing world, this book evaluates alternatives in widening insurance and protection provision, and makes an important contribution to the topical field of insurance and
risk.Readership: Reasearchers and academics in development economics, development studies, international political economy, international relations, agriculture, and finance; international organisations and national government agencies; NGOs, and professionals in international development agencies.
|
|
|
Edited by Stefan Dercon, University of Oxford Contributors: Stefan Dercon
Jonathan Morduch
Abhijit Banerjee
Marcel Fafchamps
Jyotsna Jalan and Martin Ravallion
Stefan Dercon and John Hoddinott
Paul Collier
Gisele Kamanou and Jonathan Morduch
Ethan Ligon
Joachim De Weerdt
Markus Goldstein, Alain de Janvry and Elisabeth Sadoulet
Jean-Philippe Platteau
Pedro Albarran and Orazio
P. Attanasio
Stefan Dercon and Pramila Krishnan
Jonathan Conning and Michael Kevane
Christopher B. Barrett, Stein Holden and Daniel C. Clay
Loïc Sadoulet
Jerry Skees, Panos Varangis, Donald Larson and Paul Siegel
|
|
|
""To conclude, this book provides a set of useful answers on crucial policy questions and deserves wide reading. It also points to the potential for a rich agenda of research questions for development economists to address"" - Flore Gubert, IRD, DIAL, Paris, Journal of African Economies, 16 (1): 172175, September 2006 ""The volume begins with a very informative and well-thought-out review essay on risk and insurance by Dercon himself. This overview would be a useful addition to syllabi for advanced undergraduate or graduate development economics courses and to anyone wanting to get up to speed on the vast literature devoted to the topic. More generally, the essays in this volume will probably be most useful to scholars
interested in a particular topic or in evidence and information for a particular country."" - Anna Paulson, Federal Reserve Bank of Chicago, Economic Development and Cultural Change, 55: 625627, April 2007 Reserve Bank of Chicago, Economic Development and Cultural Change, 55: 625627, April 2007 "This is a rich and scholarly collection of papers that could help design a more effective poverty alleviation strategy - especially in a world characterized by diverse and pervasive risks against which large segments of the population are often defenceless." - Gaiha, Development and Change
|
|
|
Stefan Dercon: Overview
Risk and Insurance: evidence
1: Stefan Dercon: Risk, Insurance and Poverty: a review
2: Jonathan Morduch: Consumption Smoothing Across Space: Testing Theories of Risk-Sharing in the ICRISAT Study Region of South India
Risk and Poverty: Theory
3: Abhijit Banerjee: The Two Poverties
4: Marcel Fafchamps: Inequality and Risk
Risk and Poverty Persistence
5: Jyotsna Jalan and Martin Ravallion: Household Income Dynamics in Rural China
6: Stefan Dercon and John Hoddinott: Health, Shocks and Poverty Persistence
7: Paul Collier: The Macroeconomic Repercussions of Agricultural Shocks and their Implications for Insurance
Identifying the Vulnerable
8: Gisele Kamanou and Jonathan Morduch: Measuring Vulnerability to Poverty
9: Ethan Ligon: Targeting and Informal Insurance
Risk and Social Institutions
10: Joachim De Weerdt: Risk-Sharing and Endogenous Network Formation
11: Markus Goldstein, Alain de Janvry and Elisabeth Sadoulet: Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana
12: Jean-Philippe Platteau: The Gradual Erosion of the Social Security Function of Customary Land Tenure Arrangements in Lineage-Based Societies
Safety nets and social institutions
13: Pedro Albarran and Orazio P. Attanasio: Do Public Transfers Crowd Out Private Transfers? Evidence from a Randomized Experiment in Mexico
14: Stefan Dercon and Pramila Krishnan: Food Aid and Informal Insurance
15: Jonathan Conning and Michael Kevane: Why isn't there more Financial Intermediation in Developing Countries?
Developing better protection for the poor
16: Christopher B. Barrett, Stein Holden and Daniel C. Clay: Can Food-for-Work Programmes Reduce Vulnerability?
17: Loïc Sadoulet: Learning from Visa®? Incorporating Insurance Provisions in Microfinance Contracts
18: Jerry Skees, Panos Varangis, Donald Larson and Paul Siegel: Can Financial Markets be Tapped to Help Poor People Cope with Weather Risks?
Conclusion
19: Stefan Dercon: Risk, Poverty, and Public Action
|
|
|
|
 |
|
|
|
|
Recently Viewed
|
|
|
R. M. Auty
£86.00
|
|
|
|
|
£102.40
|
|
|
|
|
A History of Personal Hygiene and Purity
Virginia Smith
£19.00
|
|
|
|
The specification in this catalogue, including without limitation price, format, extent, number of illustrations, and month of publication, was as accurate as possible at the time the catalogue was compiled. Occasionally, due to the nature of some contractual restrictions, we are unable to ship a specific product to a particular territory. Jacket images are provisional and liable to change before publication.
|
|